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NEW YORK --Superintendent of Insurance Howard Mills has announced that the 2005 Consumer Guide to Automobile Insurance is now available online and in hard-copy form. With New Yorkers enjoying unprecedented auto rate decreases over the past year, the state Insurance Department's annual Consumer Guide is aimed at ensuring that drivers are getting the most for their premium dollar.
The guide outlines mandatory coverages, such as bodily injury liability and personal injury protection, as well as optional coverages, like comprehensive (i.e., fire and theft), available in New York State and offers practical money-saving tips. Sample auto insurance rates from various New York territories as of July 1, 2005 are also included in the text so drivers can make meaningful comparisons.
"As auto rates continue to decline in New York State, it is important that New York's drivers read the department's current Consumer Guide to Automobile Insurance," Supt. Mills said. "The guide offers an excellent overview of typical premium rates in different parts of the state."
The publication is available online through the Department's Web site: www.ins.state.ny.us. A hard-copy version of the guide can be acquired free of charge by those without Internet access by calling 1-800-342-3736.
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Besides listing sample auto premium rates and offering drivers valuable consumer advice, the guide also features a list of state-licensed auto insurers and their telephone numbers, and information on the extent to which auto insurers can use an applicant driver's credit data.
10-24-05
© 2005 North
Country Gazette
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